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Nearly eight million federal student loan borrowers are entering their second year of paused payments It replaced the revised pay as you earn (repaye) plan and may offer borrowers the most affordable monthly payments. And confusion reigns over how much longer the reprieve will last.

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The save plan, which had replaced repaye, is currently blocked due to a u.s What is the save plan, and why is it paused Appeals court ruling and is unlikely to be reinstated under the current administration.

The application was temporarily paused to comply with the 8th circuit court of appeals injunction issued last month, which directed the department to cease implementation of the biden administration’s saving on a valuable education (save) plan and parts of other idr plans.

Idr is the whole set of income driven plans (save, paye, repaye, icr, ibr) Save is a single one of those plans You can apply for save by applying for an idr plan It will let you choose your plan as you continue the application

It might be simple to think of idr as the make of a car like toyota and save is a camry.