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Nc medicaid provides health care coverage for people with lower incomes Read north carolina medicaid eligibility requirements for long term care for seniors including the income, assets and level of care requirements. Nc medicaid provides health care coverage to more people, including people ages 19 through 64
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You may be eligible now even if you were not before The medicaid income limit for adults age 19 to 64 is 138% of the federal poverty level. The best way to find out if you are eligible is to apply.
The table below shows medicaid’s monthly income limits by state for seniors
There is also an asset limit and level of care requirement. In 2025, north carolina medicaid covers adults earning up to $1,800/month, a family of 4 up to $3,698/month, children up to $5,645/month, and pregnant women up to $6,150/month. For individuals who are aged, blind, or disabled (abd), the standard income limit for full medicaid coverage is generally 100% of the fpl Those who receive supplemental security income (ssi) benefits automatically qualify for medicaid in north carolina.
North carolina has expanded medicaid under the affordable care act (aca), which means most adults with income up to 138% of the federal poverty level (fpl) can qualify for medicaid This expansion has significantly increased access to healthcare coverage. In north carolina, medicaid covers.*the fpl in 2025 is $26,650 for a family of three and $15,650 for an individual However, they must pay all of their monthly income, less a $30 personal needs allowance and the cost of medical expenses not covered by medicaid or other insurance to the nursing facility
Medicaid pays the remainder of their cost of care
Medicaid eligibility is based on your income relative to the federal poverty level (fpl), which adjusts with household size To qualify, your income must fall below the specified limit as percentage of the fpl
